I had a unique insurance need starting a physical therapy practice in my home. When most others wouldn't even consider coverage Joe worked extremely hard with the underwriters at Nationwide and they were able to make it happen. I wouldn't be able to open up my business without him. He listened to what I truly needed and wanted. He presented me with all the options and was not pushy about any particular product but made sure I understood benefits and risks associated with each choice. He was able to get homeowners, auto, business and umbrella insurance written very quickly and easily which really helped make a stressful situation a little less painful. Thank you Joe and team!